prior to work with mrp, steve cofounded alternative asset range that firms is a trust company llc and z partners as well as the specialty financial reinsurer center. congressman brad miller is a recently retired representative from north carolina's 13th district. during this fight turns -- five terms in the house, congressman miller served as a leading champion for consumers in the fight against predatory mortgage lending and servicing practices. tom deutsch is the executive director of the american securitization forum, an association for investors, issuers and stakeholders in the securities industry has opposed the call for eminent domain for marketers. previously tom was the associate at cadwallader llp and mickey mouse in llp, where he worked on finance offerings and residential mortgage securitizations. jim carr is a senior policy fellow at opportunity agenda, where his work focuses on housing finance and financial services in underserved communities. she was previously the chief business officer in the community reinvestment coalition. before that, served as senior vice presiden